SHOW DIRECTORY
Invest Like the Best
Deep conversations with investors, founders, and operators about business quality, capital allocation, strategy, and enduring competitive advantage.
BIDCLUB DESCRIPTION
David Vélez - Building Nubank and the Future of Global Banking - [Invest Like the Best, EP.495]
Patrick O'ShaughnessyDavid Vélez
Vélez sees fintech disruption in its first inning: roughly 90% of the $10 trillion consumer-finance market still runs through branches.Nubank serves 140 million customers with 10,000 employees, at about 3% of traditional incumbents' cost to serve.Its US launch and stablecoin-backed accounts in upwards of 35 countries test whether that efficiency can travel, with organic brand-building the key hurdle.
Matt Huang - Investing At The Frontier - [Invest Like the Best, EP.420]
Patrick O'ShaughnessyMatt Huang
Matt Huang argues that illegibility can preserve upside because easily explained frontiers are more likely to be priced, favoring unusual founders and technical paths over memes and consensus.His ByteDance investment backed Yiming’s judgment despite disliking personalized news, while Paradigm paired builder-led crypto investing with Bitcoin near $6,000-$3,000 and Ethereum near $100.Stablecoins now exceed $200 billion on-chain and could modernize global payments, while FTX and organizational overconfidence show why trusted counterparties and technical conviction remain major risks.